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1. Obtain personalized quotation for golf equipment insurance
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Stand
alone Golf Equipment insurance This contract is designed to provide protection for your golf equipment in your home, at your golfing venue and directly in transit between the two. Cover can be extended to include theft from a locked unattended vehicle where the equipment is kept out of site from outside. This options will increase the premium required. The policy will also cover public liability to a third party such as a wayward shot hitting and injuring someone or damaging their property whether or not this is on the golf course. A window broken or the like. It also will pay for the litigation costs in defending a claim if the circumstances require. Personal accident benefits are also included if the accident occurs at a recognised golf venue including dental treatment. Club membership and tournament fees which have been paid and for which you cannot benefit would be refunded. If you have lost the use of your equipment and the policy is paying for them, then the cost of alternative equipment hire would be also met. Finally, if you score a hole in one during a club competition then the cost of the round of drinks you will also required to pay for will be reimbursed. If you play golf abroad a lot then cover can be extended from 30days a year abroad to 120 days at an extra premium. New for old cover is also available for equipment less than 3 years old. Household policies can be used to cover golf equipment. However, it will be that a household insurance policy will not offer cover as wide as this policy achieves, nor may they be able to offer cover for substantial sums insured. In addition, some household policies will not cover the liability section which while the risk of a claim occurring is relatively small the claim can be very substantial. You can chose between paying monthly by direct debit or credit card or annually. Monthly policies have increased benefits over the annual policies. You should note that the premium becomes payable every 28 days making about 13 payments in the year. There will be an excess, which is the amount that you pay towards a claim. The quotation system will first show you a range of premiums for different sums insured and different levels of cover. Once you have seen the value for money you will be able to be granted immediate cover by pressing the instant cover button. There will be a 14 day money back guarantee subject to there being no claims. Prior to entering the quotation system we will ask you for your name and address details. Press the personalized quotation link here or in the left hand column for a full quotation. |